Fintech, commerce, data and next-gen technology.
Strategy. Leadership. Outcomes.
Twenty-five years of delivery across financial services, retail, government, and technology companies – in-house and through professional services – from enterprise infrastructure to cloud, and agentic AI.
PAYCORE PARTNERS
PayCore Partners is an independent practice founded by Douglas Kilburn.
Drawing on more than twenty-five years experience across financial institutions, commerce, government agencies and technology services with technical expertise in AI, agentic systems, data management, enterprise infrastructure, and deep roots in Australian payments transaction technology modernisation over the past decade.
The focus is the work that determines whether transformation lands: executive leadership, governance design, delivery sequencing, dependency management, and the operating rhythm that translates strategy into outcomes in always-on, regulated environments.
That now extends to the next wave of that work – strategy, practical AI adoption, agentic readiness, delivery, and cloud platform modernisation – approached with the same discipline.
Practices
Where PayCore Partners works
AI, Agentic & Next-Gen Technology
Practical AI adoption, agentic payments and systems, cloud platform modernisation, and the data governance regulated institutions need before any of it can scale.
Payments Strategy, Transformation & Delivery
Governance design, delivery sequencing, program leadership, and platform modernisation across real-time payments, acquiring, issuing, and transaction banking.
Interim Executive & Professional Services
Hands-on leadership and consulting delivery: compliance and audit readiness, fractional delivery executive leadership, and advisory for leaders of professional services practices.
Executive Coaching
One-on-one coaching for senior technology, payments and transformation leaders, and for executives moving from corporate leadership to independent advisory practice.
Latest Publication
The Data Obligation: Governing Data in an Era of Artificial Intelligence
AI has created an accountability gap that existing governance frameworks do not automatically close. A practical orientation for COOs and data leaders across regulated institutions.
Two ways to work with PayCore Partners
For organisations:
Advisory and consulting across the three practices above - strategy, governance design and independent program assessment through to AI adoption, agentic readiness, and compliance delivery. Engagements are tailored and time-bounded, for banks, fintechs, technology firms, system integrators, and enterprise organisations across Australasia and Asia-Pacific, from SME to enterprise.
For individuals:
One-on-one coaching for senior payments and transformation leaders, whether you are navigating a complex delivery environment, leading a professional services practice, or considering the transition from corporate leadership to independent advisory.
PayCore Partners also publishes long-form analysis and shorter-form commentary through its papers and the PayCore Brief, a periodic newsletter for senior leaders in payments and fintech.
© 2026 PayCore Partners. ABN available on request.
Payments · AI & Agentic · Consulting
Sydney, Australia – working across Australasia and Asia-Pacific